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14/03/2011 -
Big or small, retailers are at a disadvantage if they don't accept credit cards. Providing consumers with credit card processing can increase revenue and improve customer satisfaction.Many consumers are beginning to carry less cash opting instead to pay with their credit cards because they know that their bank can support them in the event that their card is stolen or lost, a security option that is not possible with cash, notes Business 2 Community.
Credit card processing also allows consumers to purchase an expensive item without carrying their checkbooks or large quantities of cash. Credit cards are also used by employees using the company card on behalf of their employers in order to track their spending.
Furthermore, consumers who own rewards cards usually prefer using their credit card in order to earn more points. It also makes it easier for consumers to track their spending.
Accepting credit cards benefits the retailer as well. Credit card processing only takes a few days, but if merchants are waiting for customers to send checks in the mail, it could take weeks before they receive their payment, notes Dun & Bradstreet.
