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07/10/2010 -
The PCI Security Standards Council recently released documents that explain how new technologies such as EMV and point-to-point encryption affect the Payment Card Industry Data Security Standard.EMV technology is already widely used in Europe, and many in the U.S. are promoting a switch to the technology including the Federal Reserve, Wal-Mart and T-Mobile, which believe the technology will decrease incidences of counterfeiting at point-of-sale terminals. Finextra predicts that in Canada EMV will be widespread in the next few years .
The Council’s documents serve to provide merchants who are considering implementing the new technology insight into how EMV will reshape the cardholder data environment and how this will impact PCI DSS compliance.
EMV technology has been heralded as more secure than the current magstripe system that is used in the U.S., but the Council warns that while it reduces the risk of fraud, it does not meet all PCI DSS standards. The Council advises that EMV be paired with PCI DSS requirements in order to provide cardholders the most security.
“Implementing one of these technologies will not automatically make you compliant with the PCI DSS,” said Bob Russo, general manager, PCI SSC. “Instead, organizations should focus on a layered approach to security.”
