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27/01/2011 -
Many businesses that perform most of their sales at a brick-and-mortar location still like to have a presence online. But some companies go beyond just listing basic information such as directions to the store, business hours and phone numbers. They like to allow online shopping on their sites to supplement in-person sales and increase revenue.In order to process these transactions, a merchant account is a must.
The level of risk involved in what a business sells will determine the amount of fees that are associated with an online merchant account, says Credit Card Processing R Us. Some of the "high-risk" industries include phone card providers, online dating websites and VoIP companies.
Business owners should select an online merchant account that offers support at any time of the day or night, as the online store is open 24 hours a day, seven days a week, says Merchant Account Guide.
Some account providers offer programs that contain every part for online payment processing that a merchant could need, while others may not. Businesses should make sure they don't need more than one service provider to complete the entire online payment process.
A good merchant account will be accompanied by virtual point-of-sale terminals, which allow merchants to easily check all transaction histories and other data.
