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14/09/2011 -
While mobile payment adoption has been relatively slow in the U.S., worldwide growth has been progressing with unexpected haste, led in large part by the emergence of mobile-enabled markets in the Asia/Pacific region.According to a report released this week by Capgemini, The Royal Bank of Scotland and Efma, cards remained the most preferred method of non-cash payment in 2010. Cards' average market share grew by 10 percent to reach 40 percent of all transactions in most markets.
Meanwhile, mobile payments have been accruing a rapidly growing share and are expected to account for 15 percent of all card transactions by 2013. If trends continue, mobile payments will surpass card volumes within 10 years.
Global e-payments are expected to expand from 17.9 transactions in 2010 to 30.3 billion in 2013, while m-payments grow from 4.6 billion to 15.3 billion transactions over the same period.
"Payments volumes showed resilience during the global financial crisis with volumes growing in all regions," said Scott Barton, CEO of global transaction services at RBS. "Banks face challenges from the rapidly changing payments landscape, including the need to respond to new regulatory initiatives."
