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08/02/2011 -
TD Bank recently launched its TD Payment Plus Credit Card in an effort to encourage consumers to pay off balances for purchases made at point-of-sale terminals.The new credit card is set up to help consumers who have a balance on their accounts manage their money better by providing rewards for responsible credit card payment behavior.
Users that pay at least 5 percent of their outstanding balance every month receive a monthly credit. Individuals that pay 10 percent or more of their balance are rewarded with a statement credit for half of that month's interest charges, and those that pay 5 to 9.99 percent get a credit valued at a quarter of that month's interest charge. These features have been included to help cardholders take responsibility for interest charges and debt obligations.
"It's all about promoting financial fitness and giving customers the choices they need to help them better manage their money," said Michael Copley, TD Bank executive vice president.
The Financial Services Roundtable recently presented TD Bank with its Leadership in Financial Literacy award for the bank's efforts to educate consumers on good savings practices. The Payment Plus Credit Card demonstrates the organization's commitment to promoting sound financial choices.
