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13/09/2010 -
Consumers are turning their backs on checks as more and more are using wireless debit machines to pay with credit and debit cards.Check usage among UK consumers plummeted nearly 10 percent in the second quarter of 2010 compared to the same period in 2009. Even more astonishing, the number of checks being written declined by 290,000 every day during that quarter.
Comparatively, debit card usage increased by a similar amount - up 12.4 percent year over year. Debit cards likewise affected the rate of cash payments, which declined by 3.2 percent.
"The payments revolution continues apace in the UK. Check usage is shrinking dramatically, while credit cards hold less appeal for consumers and businesses. We use cash less where there is an easy alternative, but we’re years away from cash falling out of fashion. Debit cards are taking over our daily purchases," said Sandra Quinn, director of communications for the the Payments Council, which conducted the survey.
American consumers are also choosing debit when shopping. Javelin Strategy & Research reported last week that the number of consumers that use credit cards fell from 87 percent in 2007 to 56 percent in 2009. However, in 2009, debit card payment volume exceeded credit cards for the first time.
