21/12/2011 -
Americans are growing more confident in their respective financial situations, reflecting the sense of general improvement in the economic recovery through the fourth quarter. According to a survey released this week by CouponCabin.com, 48 percent of U.S. adults are optimistic that 2012 will be a better year for their finances.Nearly four-in-10 respondents said they plan to overhaul their finances next year, with more than three-quarters saying they plan to do so by cutting out extraneous spending. Forty percent of consumers said they plan to do so by eliminating the use of debt in their financing, meaning debit cards, cash and checks may note strong use in coming months.
"While 2011 was a better year than the few years before it, many people still faced a lot of financial challenges over the past 12 months," said Jackie Warrick, president of CouponCabin.com. "The good news is that many are looking ahead to 2012 through positive eyes and are optimistic about what the future holds for their finances."
Americans are also making New Year's resolutions for their financial well-being. Among their resolutions, consumers plan to accelerate debt payments, reduce wasteful spending and work toward a job promotion.

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