http://www.pivotalpayments.com/ en webmaster@pivotalpayments.com Copyright 2013 2013-05-21T09:38:20+00:00 http://www.pivotalpayments.com/ca/industry-news/ecommerce-solutions-are-helping-more-businesses-improve-their-online-sales-442704/ http://www.pivotalpayments.com/ca/industry-news/ecommerce-solutions-are-helping-more-businesses-improve-their-online-sales-442704/ By investing in e-commerce platforms, many companies are increasing their online sales. These solutions can serve customers around the globe, enabling them to enjoy the benefits of quick, secure credit card processing systems at all times. Merchant Account 2013-05-21T09:38:20+00:00 http://www.pivotalpayments.com/ca/industry-news/north-american-retailer-increases-its-commitment-to-ecommerce-solutions-441895/ http://www.pivotalpayments.com/ca/industry-news/north-american-retailer-increases-its-commitment-to-ecommerce-solutions-441895/ Target has provided numerous products to customers since 1962, and this North American retailer continues to find ways to extend its reach. Credit Card Processing 2013-05-20T08:22:27+00:00 http://www.pivotalpayments.com/ca/industry-news/online-retailer-enhances-its-mobile-ecommerce-systems-to-boost-profits-441186/ http://www.pivotalpayments.com/ca/industry-news/online-retailer-enhances-its-mobile-ecommerce-systems-to-boost-profits-441186/ By investing in quality mobile e-commerce platforms, Jewelry Warehouse managed to significantly increase its sales in a short period of time. Merchant Account 2013-05-17T07:02:00+00:00 http://www.pivotalpayments.com/ca/industry-news/us-commerce-department-recognizes-the-value-of-ecommerce-440505/ http://www.pivotalpayments.com/ca/industry-news/us-commerce-department-recognizes-the-value-of-ecommerce-440505/ In a recent report, the U.S. Commerce Department found that e-commerce is significantly affecting both merchants and shoppers around the country. Merchant Account 2013-05-16T10:07:02+00:00 http://www.pivotalpayments.com/ca/industry-news/many-jewelers-could-benefit-from-ecommerce-systems-439701/ http://www.pivotalpayments.com/ca/industry-news/many-jewelers-could-benefit-from-ecommerce-systems-439701/ As part of an upcoming seminar, many jewelers could learn about the advantages of e-commerce platforms. Merchant Account 2013-05-15T09:42:30+00:00 http://www.pivotalpayments.com/ca/industry-news/amazon-invests-in-new-ecommerce-solution-438944/ http://www.pivotalpayments.com/ca/industry-news/amazon-invests-in-new-ecommerce-solution-438944/ Amazon Coins could prove to be popular with many online shoppers in the near future. Merchant Account 2013-05-14T09:56:58+00:00 http://www.pivotalpayments.com/ca/industry-news/ecommerce-solutions-are-helping-the-global-economy-437567/ http://www.pivotalpayments.com/ca/industry-news/ecommerce-solutions-are-helping-the-global-economy-437567/ E-commerce platforms are user-friendly, which has made them ideal for many vendors. In fact, the systems are providing a significant boost to the global economy in the aftermath of the recession of the late 2000s. Merchant Account 2013-05-10T10:47:19+00:00 http://www.pivotalpayments.com/ca/industry-news/credit-card-processing-systems-are-helping-companies-improve-their-business-plans-436044/ http://www.pivotalpayments.com/ca/industry-news/credit-card-processing-systems-are-helping-companies-improve-their-business-plans-436044/ While many companies are slowly recovering from the economic downturn of the late 2000s, recent data indicates that more firms are using credit card processing systems to increase their profits. Credit Card Processing 2013-05-08T11:27:53+00:00 http://www.pivotalpayments.com/ca/industry-news/mobile-ecommerce-sales-increased-in-the-first-quarter-of-2013-435166/ http://www.pivotalpayments.com/ca/industry-news/mobile-ecommerce-sales-increased-in-the-first-quarter-of-2013-435166/ As more consumers are purchasing smartphones and tablets to complete tasks on the go, recent data revealed that these people are also taking advantage of e-commerce solutions. Merchant Account 2013-05-07T10:57:22+00:00 http://www.pivotalpayments.com/ca/industry-news/walmart-focuses-on-ecommerce-opportunities-433814/ http://www.pivotalpayments.com/ca/industry-news/walmart-focuses-on-ecommerce-opportunities-433814/ Many shoppers visit Wal-Mart regularly to purchase a wide variety of items, and this world-renowned retailer is reviewing its credit card processing systems to further assist clients. Merchant Account 2013-05-03T12:34:18+00:00 http://www.pivotalpayments.com/ca/industry-news/north-american-wholesale-distributor-saves-money-with-credit-card-processing-system-433004/ http://www.pivotalpayments.com/ca/industry-news/north-american-wholesale-distributor-saves-money-with-credit-card-processing-system-433004/ Credit card processing systems are reliable, first-rate solutions for many North American companies, and a wholesale distributor recently reduced its operating costs thanks in part to these world-class platforms. Credit Card Processing 2013-05-02T11:57:07+00:00 http://www.pivotalpayments.com/ca/industry-news/retail-credit-cards-are-on-the-rise-in-north-america-430817/ http://www.pivotalpayments.com/ca/industry-news/retail-credit-cards-are-on-the-rise-in-north-america-430817/ Merchant services are looking strong in Canada, and one key reason is the strength of loyalty-based credit cards. Loyalty programs are on the rise in Canada, as consumers have come to enjoy using membership cards to pay for a variety of products including gas, groceries, meals, hardware and cosmetics. Retail 2013-04-29T17:04:45+00:00 http://www.pivotalpayments.com/ca/industry-news/retail-sales-on-the-rise-in-canada-in-early-2013-429766/ http://www.pivotalpayments.com/ca/industry-news/retail-sales-on-the-rise-in-canada-in-early-2013-429766/ After a difficult 2012, consumer spending trends in Canada now appear to be heading in the right direction. According to the Wall Street Journal, statistics are now in for the month of February, and retail sales have risen in each of the first two months in 2013. Sales increased in eight of Canada's 10 provinces in February, and the country saw its best back-to-back monthly performance since fall 2011, as per Statistics Canada data. Retail 2013-04-26T16:57:43+00:00 http://www.pivotalpayments.com/ca/industry-news/new-idchecker-application-should-protect-against-mobile-payment-fraud-426214/ http://www.pivotalpayments.com/ca/industry-news/new-idchecker-application-should-protect-against-mobile-payment-fraud-426214/ In an effort to make POS terminal payments more secure, two engineers from Lloyds have teamed up to create a new application, called “Verify Me,” that helps merchants screen potential customers by checking their identities. Security and Fraud 2013-04-22T14:37:31+00:00 http://www.pivotalpayments.com/ca/industry-news/3-simple-ways-to-make-every-day-earth-day/ http://www.pivotalpayments.com/ca/industry-news/3-simple-ways-to-make-every-day-earth-day/ Earth Day is celebrated around the world on April 22nd, and on this day we are reminded that it is our responsibility as inhabitants of the earth to improve environmental prospects for humanity and our planet. Over one billion people in 192 countries participate in different activities in their communities to help raise awareness on issues of climate change and the importance of preserving the environments we live in. Merchant Account 2013-04-22T09:00:05+00:00 http://www.pivotalpayments.com/ca/industry-news/amazon-working-on-anonymous-system-for-payment-security-424947/ http://www.pivotalpayments.com/ca/industry-news/amazon-working-on-anonymous-system-for-payment-security-424947/ In an effort to make its transactions more secure than those of other payment processors, Amazon.com is working to patent a new mechanism that would enable “anonymous” payments - using the new technology, buyers and sellers would be able to transmit money without using their real names, phone numbers or email addresses. Credit Card Processing 2013-04-18T15:32:38+00:00 http://www.pivotalpayments.com/ca/industry-news/merchants-diversify-between-ecommerce-and-physical-store-locations-423930/ http://www.pivotalpayments.com/ca/industry-news/merchants-diversify-between-ecommerce-and-physical-store-locations-423930/ It’s been an ongoing trend in Canada and elsewhere that merchant services are moving away from brick-and-mortar stores - considering how convenient and cost-effective it’s become for merchants to peddle their wares online, vendors have moved away from opening up physical locations, which often require incurring massive costs for real estate and labor. Retail 2013-04-17T13:07:01+00:00 http://www.pivotalpayments.com/ca/industry-news/consumer-spending-on-the-rise-in-canada-for-first-quarter-of-2013-421900/ http://www.pivotalpayments.com/ca/industry-news/consumer-spending-on-the-rise-in-canada-for-first-quarter-of-2013-421900/ Consumer spending is on the rise in Canada, and credit card processing is expected to thrive accordingly. A new report on consumer spending indicates that Canadians’ expenditures rose 3.31 percent during the first quarter of 2013, a healthy bit of growth for a nation that’s endured some economic turbulence lately and wasn’t expecting much positive news this year. Retail 2013-04-12T16:24:41+00:00 http://www.pivotalpayments.com/ca/industry-news/sales-of-personal-computers-are-declining-like-never-before-421091/ http://www.pivotalpayments.com/ca/industry-news/sales-of-personal-computers-are-declining-like-never-before-421091/ The retail climate is going through one significant change so far in 2013, and Canadian merchant services have had to adjust accordingly - sales of personal computers are on a sharp decline. Retail 2013-04-11T15:38:31+00:00 http://www.pivotalpayments.com/ca/industry-news/will-mobile-payments-become-the-norm-in-public-transportation-420342/ http://www.pivotalpayments.com/ca/industry-news/will-mobile-payments-become-the-norm-in-public-transportation-420342/ Mobile payment processors have become ubiquitous in Canada, with consumers using their smartphones to pay for their food, their groceries and a host of other routine purchases. But new technology is on the horizon that may broaden people’s mobile payment options even further - we’re beginning to see mobile payments gain traction in public transportation. Point-of-Sale Terminals 2013-04-10T16:06:04+00:00 http://www.pivotalpayments.com/ca/industry-news/canadian-retailers-must-provide-discounts-for-cashstrapped-consumers-419604/ http://www.pivotalpayments.com/ca/industry-news/canadian-retailers-must-provide-discounts-for-cashstrapped-consumers-419604/ Consumers have recently found themselves a little strapped for cash and therefore hesitant to spend their hard-earned money at retail stores the way they once did. Merchant Account 2013-04-09T16:27:47+00:00 http://www.pivotalpayments.com/ca/industry-news/online-payment-processing-must-be-monitored-for-security-417905/ http://www.pivotalpayments.com/ca/industry-news/online-payment-processing-must-be-monitored-for-security-417905/ Merchant services have been rapidly moving online as vendors and their clientele are opting more and more to conduct business on the web rather than go the route of brick-and-mortar commerce. But there are still questions about the security of online payment processing. Security and Fraud 2013-04-05T14:03:23+00:00 http://www.pivotalpayments.com/ca/industry-news/target-fighting-to-stay-competitive-in-new-canadian-market-417386/ http://www.pivotalpayments.com/ca/industry-news/target-fighting-to-stay-competitive-in-new-canadian-market-417386/ Target is preparing for a large-scale grand opening of dozens of new locations north of the border, but it remains to be seen just how much success the newest Canadian merchant will have. Will the American retail titan move north with ease, taking over Canadians’ hearts and their credit cards, or will the transition be a bit rocky? Merchant Account 2013-04-04T16:42:02+00:00 http://www.pivotalpayments.com/ca/industry-news/how-to-avoid-card-not-present-fraud-005/ http://www.pivotalpayments.com/ca/industry-news/how-to-avoid-card-not-present-fraud-005/ Pivotal Payments provides merchant services to Internet business owners, and mail order/telephone order businesses. These merchants process what is known as 'card-not-present' transactions and must therefore take extra precaution and get educated on card-not-present scams. Security and Fraud 2013-03-22T17:47:40+00:00 http://www.pivotalpayments.com/ca/industry-news/will-the-next-iphone-have-nfc-for-easy-credit-card-payments-409042/ http://www.pivotalpayments.com/ca/industry-news/will-the-next-iphone-have-nfc-for-easy-credit-card-payments-409042/ There’s been speculation that Apple’s next smartphone release, the iPhone 5S, may have near-field communication (NFC) technology, making for instant one-button payment processing. Point-of-Sale Terminals 2013-03-21T14:53:04+00:00 http://www.pivotalpayments.com/ca/industry-news/pivotal-payments-helping-expose-social-networking-scams-004/ http://www.pivotalpayments.com/ca/industry-news/pivotal-payments-helping-expose-social-networking-scams-004/ Social networks encourage users to provide personal information largely because they then use this information to sell targeted advertising. The astonishing growth of social media means more and more people are divulging information about themselves on various social platforms. The information you provide such as your name, address and date of birth can definitely be used by criminals to steal or misappropriate your identity. Pivotal Payments wants to help you avoid falling prey to such scams. Security and Fraud 2013-03-19T09:00:14+00:00 http://www.pivotalpayments.com/ca/industry-news/target-continues-canada-expansion-with-17-new-stores-406477/ http://www.pivotalpayments.com/ca/industry-news/target-continues-canada-expansion-with-17-new-stores-406477/ Target began its expansion into Canada by opening three stores in Ontario earlier in March, and while those openings haven’t gone perfectly, the corporation plans to continue moving into Canada. Merchant Account 2013-03-18T14:11:25+00:00 http://www.pivotalpayments.com/ca/industry-news/learn-about-phishing-during-fraud-prevention-month-003/ http://www.pivotalpayments.com/ca/industry-news/learn-about-phishing-during-fraud-prevention-month-003/ Phishing is the use of electronic communication to acquire personal information from unsuspecting users by criminals purporting to be from well known, legitimate companies. It happens via email and instant messages tailored to deceive you into believing they are from a trustworthy entity such as your bank. These emails and messages contain links which lead you to an authentic looking website with a look and feel very similar to one you know. Once you access the website you are prompted to enter personal verification information, and as you do, you feed the information directly to the scam artists. Security and Fraud 2013-03-13T09:00:23+00:00 http://www.pivotalpayments.com/ca/industry-news/canadians-are-ditching-stores-making-purchases-online-instead-402789/ http://www.pivotalpayments.com/ca/industry-news/canadians-are-ditching-stores-making-purchases-online-instead-402789/ Consumers are walking into stores and exploring possible purchases, but leaving to complete their transactions online, where they can find lower prices. Brick-and-mortar stores are having trouble competing. Merchant Account 2013-03-11T17:18:21+00:00 http://www.pivotalpayments.com/ca/industry-news/canadians-shelling-out-big-bucks-for-march-vacations-401177/ http://www.pivotalpayments.com/ca/industry-news/canadians-shelling-out-big-bucks-for-march-vacations-401177/ The Canadian economy has seen better days, and as such, many have decided to curb their spending on major purchases such as houses and cars. Credit card processing on the whole has reached a gentle simmer. There's one thing people are still happy to pay for, though - vacations. Credit Card Processing 2013-03-07T16:08:18+00:00 http://www.pivotalpayments.com/ca/industry-news/how-to-prevent-credit-card-fraud-001/ http://www.pivotalpayments.com/ca/industry-news/how-to-prevent-credit-card-fraud-001/ Credit card fraud involves the use of fraudulently obtained credit card information to make purchases. Cardholder details such as credit card number, security code and address are obtained by criminals and then used unbeknownst to the card holder. Security and Fraud 2013-03-07T09:00:39+00:00 http://www.pivotalpayments.com/ca/industry-news/canadian-banks-thriving-money-flowing-in-first-quarter-of-2013-399575/ http://www.pivotalpayments.com/ca/industry-news/canadian-banks-thriving-money-flowing-in-first-quarter-of-2013-399575/ If the health of the nation's major banks is any indication, credit card processing in Canada may soon see a big bump. The banks enjoyed a monster first quarter, as positive results continue to trickle out for each of Canada's banking giants. The latest bearer of good news is Scotiabank, which recently reported one of the best quarters in its history to begin 2013. Credit Card Processing 2013-03-05T17:17:52+00:00 http://www.pivotalpayments.com/ca/industry-news/merchant-cash-advances-offer-added-flexibility-for-canadas-businesses-398806/ http://www.pivotalpayments.com/ca/industry-news/merchant-cash-advances-offer-added-flexibility-for-canadas-businesses-398806/ Not every Canadian merchant has deep coffers of money at its disposal year-round, and it's not uncommon these days for businesses in need to extend a hand and ask for a little help. Temporary help, that is. Merchant Account 2013-03-04T17:29:50+00:00 http://www.pivotalpayments.com/ca/industry-news/polymer-cash-replacing-paper-money in-canada worldwide-398802/ http://www.pivotalpayments.com/ca/industry-news/polymer-cash-replacing-paper-money in-canada worldwide-398802/ Credit card processing is the dominant method of payment for Canadian consumers, but it's far from the only game in town - Canada is among a select group of nations that have upgraded their cash by replacing paper bills with plastic ones. Polymer money is on the rise. Credit Card Processing 2013-03-04T17:27:44+00:00 http://www.pivotalpayments.com/ca/industry-news/canadian-car-sales-struggling-so-far-in-2013-397946/ http://www.pivotalpayments.com/ca/industry-news/canadian-car-sales-struggling-so-far-in-2013-397946/ Automobile sales are going strong in the United States, but for the average Canadian merchant, these are difficult times. The Globe and Mail reports that while American car sales are still chugging along at a pace of 15 million per year, Canada's numbers slipped 3 percent during the first two months of 2013. Merchant Account 2013-03-04T10:37:20+00:00 http://www.pivotalpayments.com/ca/industry-news/fraud-prevention-month-001/ http://www.pivotalpayments.com/ca/industry-news/fraud-prevention-month-001/ March is fraud Prevention Month in Canada and Pivotal Payments is happy to participate in the conversation to raise awareness on the risk of fraud and offer tips and advice on how to protect yourself. Security and Fraud 2013-03-04T09:00:23+00:00 http://www.pivotalpayments.com/ca/industry-news/most-canadians-kept-spending-in-check-during-holiday-season-397417/ http://www.pivotalpayments.com/ca/industry-news/most-canadians-kept-spending-in-check-during-holiday-season-397417/ Credit card processing was running high in Canada this past holiday season, but not too high. By and large, shoppers were able to map out a plan and stick to it. The Globe and Mail reports that almost 70 percent of Canadians surveyed by RBC were able to keep their spending in check over the holiday season. Retail 2013-03-01T13:06:37+00:00 http://www.pivotalpayments.com/ca/industry-news/millennial-generation-accruing-record-levels-of-credit-card-debt-396926/ http://www.pivotalpayments.com/ca/industry-news/millennial-generation-accruing-record-levels-of-credit-card-debt-396926/ Credit card processing is through the roof among young people - research from Ohio State University found that Millennials, the generation born between 1980 and 1984, are projected to owe $5,689 more in credit card debt than those born between 1950 and 1954. Credit Card Processing 2013-02-28T16:38:42+00:00 http://www.pivotalpayments.com/ca/industry-news/responsible-saving-is-key-to-canadians-economic-wellbeing-394697/ http://www.pivotalpayments.com/ca/industry-news/responsible-saving-is-key-to-canadians-economic-wellbeing-394697/ The credit card processing industry is booming - making purchases has never been easier, and consumers are eagerly embracing this new era of convenience. Canadians are spending like never before, which is good news for the most part. But what does it mean for the nation's saving habits, and how does this bode for the future? That's a tougher question. Credit Card Processing 2013-02-27T11:27:24+00:00 http://www.pivotalpayments.com/ca/industry-news/canadian-retailers prepare-for-slow-sales-394469/ http://www.pivotalpayments.com/ca/industry-news/canadian-retailers prepare-for-slow-sales-394469/ From time to time, everyone sees a sales slump. Merchant Account 2013-02-27T03:32:55+00:00 http://www.pivotalpayments.com/ca/industry-news/survey-finds-young-canadians-are-oversharing-credit-card-info-393853/ http://www.pivotalpayments.com/ca/industry-news/survey-finds-young-canadians-are-oversharing-credit-card-info-393853/ Young Canadians are using their mobile phones for everything these days - including their credit card information, unfortunately. A new poll released by Visa Canada says that nearly half of respondents aged 18-34 are using text messages to "overshare" their financial information, including credit and debit card numbers, according to the Canadian Press. Security and Fraud 2013-02-26T14:12:25+00:00 http://www.pivotalpayments.com/ca/industry-news/visa-mastercard-introduce-new-mobile-payment-technology-393814/ http://www.pivotalpayments.com/ca/industry-news/visa-mastercard-introduce-new-mobile-payment-technology-393814/ It's been slow going so far for the "mobile money" movement, but that may soon change. The world's biggest mobile fair, the Mobile World Congress, is underway, and both Visa and MasterCard are introducing methods of credit card processing that use only a mobile phone, the Sydney Morning Herald reports. Retail 2013-02-26T13:43:00+00:00 http://www.pivotalpayments.com/ca/industry-news/kindle-sales-set-to-soar-in-canada-392155/ http://www.pivotalpayments.com/ca/industry-news/kindle-sales-set-to-soar-in-canada-392155/ The more advanced versions of the Kindle - the traditional and the Paperwhite - can now be bought via Amazon.ca. Point-of-Sale Terminals 2013-02-24T09:48:13+00:00 http://www.pivotalpayments.com/ca/industry-news/what-can-others-expect-from-targets-arrival-389546/ http://www.pivotalpayments.com/ca/industry-news/what-can-others-expect-from-targets-arrival-389546/ There has been a lot said about the impending introduction of Target to Canadians audiences. Point-of-Sale Terminals 2013-02-20T02:31:48+00:00 http://www.pivotalpayments.com/ca/industry-news/starbucks-canada-set-for-massive-expansion-385040/ http://www.pivotalpayments.com/ca/industry-news/starbucks-canada-set-for-massive-expansion-385040/ More than 150 new Starbucks branches will be opening this year, thanks in large part to Target. Merchant Account 2013-02-11T18:11:20+00:00 http://www.pivotalpayments.com/ca/industry-news/loss-of-the-penny-only-felt-by-some-384225/ http://www.pivotalpayments.com/ca/industry-news/loss-of-the-penny-only-felt-by-some-384225/ Many Canadian consumers and retailers have noticed a massive change at pos terminals - the penny is quickly becoming phased out. Point-of-Sale Terminals 2013-02-11T01:15:09+00:00 http://www.pivotalpayments.com/ca/industry-news/more-canadians-using-their-credit-cards-than-ever-383378/ http://www.pivotalpayments.com/ca/industry-news/more-canadians-using-their-credit-cards-than-ever-383378/ When at pos terminals, Canadian shoppers have a bevy of options as far as payment strategies go. Credit Card Processing 2013-02-07T16:29:59+00:00 http://www.pivotalpayments.com/ca/industry-news/scotiabank-option-named-top-credit-card-379458/ http://www.pivotalpayments.com/ca/industry-news/scotiabank-option-named-top-credit-card-379458/ Canadians are often looking for the latest and greatest credit cards that can pack the biggest punch - offering the best interest rates as well as the most beneficial perks. Credit Card Processing 2013-02-01T02:42:31+00:00 http://www.pivotalpayments.com/ca/industry-news/monthly-news-roundup-january-2013-378052/ http://www.pivotalpayments.com/ca/industry-news/monthly-news-roundup-january-2013-378052/ In January, many retailers shifted their focuses a little bit to cultivate relationships. Point-of-Sale Terminals 2013-01-31T12:26:03+00:00 http://www.pivotalpayments.com/ca/industry-news/lessons-from-the-2012-holiday-season-375716/ http://www.pivotalpayments.com/ca/industry-news/lessons-from-the-2012-holiday-season-375716/ Though it has been over a month since the end of the Christmas season, many Canadian retailers learned lessons that they can use year round. Point-of-Sale Terminals 2013-01-31T02:34:53+00:00 http://www.pivotalpayments.com/ca/industry-news/british-columbia-spending-habits-influence-local-retailers-375614/ http://www.pivotalpayments.com/ca/industry-news/british-columbia-spending-habits-influence-local-retailers-375614/ Retailers know that, nearly above all else, they have to stick to the supply and demand rule - to ensure continuity, they have to keep shelves stocked with items consumers want. Merchant Account 2013-01-30T17:57:38+00:00 http://www.pivotalpayments.com/ca/industry-news/lululemon-looking-to-break-into-new-markets-372630/ http://www.pivotalpayments.com/ca/industry-news/lululemon-looking-to-break-into-new-markets-372630/ The retailer is now expanding its product line in an effort to appeal to more shoppers. Merchant Account 2013-01-25T14:00:27+00:00 http://www.pivotalpayments.com/ca/industry-news/concerned-canadians-can-find-relief-with-discount-retailers-371086/ http://www.pivotalpayments.com/ca/industry-news/concerned-canadians-can-find-relief-with-discount-retailers-371086/ Even when the economy is performing the best it possibly can, many individuals still worry about their personal spending habits. Point-of-Sale Terminals 2013-01-23T14:06:58+00:00 http://www.pivotalpayments.com/ca/industry-news/purchasing-can-boost-consumers-feelings-370636/ http://www.pivotalpayments.com/ca/industry-news/purchasing-can-boost-consumers-feelings-370636/ A recent report revealed that if consumers head to pos terminals, they can find a respite that would benefit all. Credit Card Processing 2013-01-23T02:51:10+00:00 http://www.pivotalpayments.com/ca/industry-news/fashion-industry-can-benefit-from-embracing-mobile-payments-800940146/ http://www.pivotalpayments.com/ca/industry-news/fashion-industry-can-benefit-from-embracing-mobile-payments-800940146/ Many budding fashionistas don't mind spending large amounts of money on adding new pieces to their wardrobes, particularly when they are investing in key, classic clothing. Credit Card Processing 2013-01-15T22:56:36+00:00 http://www.pivotalpayments.com/ca/industry-news/more-payment-options-spreading-to-brickandmortar-locations-365482/ http://www.pivotalpayments.com/ca/industry-news/more-payment-options-spreading-to-brickandmortar-locations-365482/ When many shoppers consider buying merchandise using PayPal, they're usually picturing surfing a website, picking out the right product and paying for it via an online credit card processing gateway. Credit Card Processing 2013-01-15T17:37:35+00:00 http://www.pivotalpayments.com/ca/industry-news/canadian-jet-setters-propel-tourism-industry-800942809/ http://www.pivotalpayments.com/ca/industry-news/canadian-jet-setters-propel-tourism-industry-800942809/ Canadian spending at payment processing gateways has certainly helped companies in the tourism sector. Point-of-Sale Terminals 2013-01-09T20:27:02+00:00 http://www.pivotalpayments.com/ca/industry-news/zellers-remaining-open-in-select-areas-despite-target-takeover-800941949/ http://www.pivotalpayments.com/ca/industry-news/zellers-remaining-open-in-select-areas-despite-target-takeover-800941949/ Many Canadian companies are concerned about the March opening of Target in Canada. Merchant Account 2013-01-08T20:06:47+00:00 http://www.pivotalpayments.com/ca/industry-news/canadians-embracing-online-shopping-in-a-big-way-this-season-800938614/ http://www.pivotalpayments.com/ca/industry-news/canadians-embracing-online-shopping-in-a-big-way-this-season-800938614/ In the recent past, a number of businesses started optimizing their online pos terminals to allow for remote shopping. Point-of-Sale Terminals 2013-01-02T22:25:31+00:00 http://www.pivotalpayments.com/ca/industry-news/ecommerce-becoming-more-popular-buying-option-across-the-globe-800937796/ http://www.pivotalpayments.com/ca/industry-news/ecommerce-becoming-more-popular-buying-option-across-the-globe-800937796/ Individuals have discovered many benefits go hand-in-hand with making purchases online. Point-of-Sale Terminals 2012-12-31T20:19:27+00:00 http://www.pivotalpayments.com/ca/industry-news/canadians-prepare-for-targets-debut-800936070/ http://www.pivotalpayments.com/ca/industry-news/canadians-prepare-for-targets-debut-800936070/ Many consumers and business owners alike are gearing up for the debut of Target in the northern nation. Whereas before, interested shoppers either had to travel south of the border to go online to make purchases at credit card terminals, that will soon not be the case. Merchant Account 2012-12-28T18:34:37+00:00 http://www.pivotalpayments.com/ca/industry-news/canadian-spending-slow-to-start-this-year-800932416/ http://www.pivotalpayments.com/ca/industry-news/canadian-spending-slow-to-start-this-year-800932416/ In Canada, a recent MasterCard survey revealed that despite heightened interest in events like Black Friday, many Canadian consumers started holiday spending late this year. Point-of-Sale Terminals 2012-12-26T12:53:00+00:00 http://www.pivotalpayments.com/ca/industry-news/canadian-confidence-holding-strong-through-holiday-season-800930861/ http://www.pivotalpayments.com/ca/industry-news/canadian-confidence-holding-strong-through-holiday-season-800930861/ Many retailers look to consumer confidence indexes for an indication of what they can expect for revenue in the near future. Point-of-Sale Terminals 2012-12-24T12:27:17+00:00 http://www.pivotalpayments.com/ca/industry-news/most-needed-gifts-list-interests-consumers-800932355/ http://www.pivotalpayments.com/ca/industry-news/most-needed-gifts-list-interests-consumers-800932355/ Though Christmas is almost upon us, many people haven't yet finished all of their shopping. Point-of-Sale Terminals 2012-12-21T22:30:09+00:00 http://www.pivotalpayments.com/ca/industry-news/canadians-drinking-up-and-being-merry-this-year-800930183/ http://www.pivotalpayments.com/ca/industry-news/canadians-drinking-up-and-being-merry-this-year-800930183/ Wine, cocktails and beer can pair nicely with food on the menu during Christmas dinner and provide a nice way for adults to wind down from the stresses of preparing for the big day. Merchant Account 2012-12-19T18:36:49+00:00 http://www.pivotalpayments.com/ca/industry-news/canadians-largely-planned-ahead-this-year-800929258/ http://www.pivotalpayments.com/ca/industry-news/canadians-largely-planned-ahead-this-year-800929258/ Many people get stressed out if they don't complete their Christmas shopping early in the season. Point-of-Sale Terminals 2012-12-18T22:54:03+00:00 http://www.pivotalpayments.com/ca/industry-news/record-sales-in-canada-at-end-of-november-800927252/ http://www.pivotalpayments.com/ca/industry-news/record-sales-in-canada-at-end-of-november-800927252/ Many Canadians who like to get their shopping done before December arrives know that they're not usually as gung-ho as their neighbors to the south. Credit Card Processing 2012-12-14T21:32:37+00:00 http://www.pivotalpayments.com/ca/industry-news/handbag-company-expanding-online-800926113/ http://www.pivotalpayments.com/ca/industry-news/handbag-company-expanding-online-800926113/ Paying online via a credit card processing terminal is often a much better idea for many people. Point-of-Sale Terminals 2012-12-13T16:31:32+00:00 http://www.pivotalpayments.com/ca/industry-news/credit-cards-good-for-holiday-shopping-800926105/ http://www.pivotalpayments.com/ca/industry-news/credit-cards-good-for-holiday-shopping-800926105/ There are many motivations for picking a particular card to use at a certain credit card terminal. Credit Card Processing 2012-12-13T16:28:47+00:00 http://www.pivotalpayments.com/ca/industry-news/twothirds-of-canadians-setting-budgets-this-year-800925371/ http://www.pivotalpayments.com/ca/industry-news/twothirds-of-canadians-setting-budgets-this-year-800925371/ Many individuals shopping for the holidays like to have an idea of what they'll be purchasing at credit card terminals before they even leave their houses. Point-of-Sale Terminals 2012-12-12T17:34:24+00:00 http://www.pivotalpayments.com/ca/industry-news/online-holiday-spending-climbing-steadily-800925339/ http://www.pivotalpayments.com/ca/industry-news/online-holiday-spending-climbing-steadily-800925339/ During the first 37 days of the November and December holiday shopping season retailers saw revenues of $26.6 billion on American ecommerce websites. Point-of-Sale Terminals 2012-12-12T17:22:28+00:00 http://www.pivotalpayments.com/ca/industry-news/canadian-shoppers-sticking-to-budgets-this-year-800922638/ http://www.pivotalpayments.com/ca/industry-news/canadian-shoppers-sticking-to-budgets-this-year-800922638/ To remain smart with their money, many consumers have created budgets so they don't go beyond their holiday limits when at payment processing gateways. Credit Card Processing 2012-12-07T18:34:05+00:00 http://www.pivotalpayments.com/ca/industry-news/airfare-set-to-increase-this-season-800921768/ http://www.pivotalpayments.com/ca/industry-news/airfare-set-to-increase-this-season-800921768/ This year, consumers are increasingly finding that they have to pay a lot more when flying to other places during the holidays. Point-of-Sale Terminals 2012-12-06T23:57:51+00:00 http://www.pivotalpayments.com/ca/industry-news/professors-note-upcoming-retail-trends-800920855/ http://www.pivotalpayments.com/ca/industry-news/professors-note-upcoming-retail-trends-800920855/ Many industry experts think that because consumer optimism is generally up this year, many people will be happy to spend their money on gifts for others. Point-of-Sale Terminals 2012-12-05T19:05:27+00:00 http://www.pivotalpayments.com/ca/industry-news/new-stores-unveiling-in-canada-800919939/ http://www.pivotalpayments.com/ca/industry-news/new-stores-unveiling-in-canada-800919939/ Canadian consumers looking to make purchases at new storefronts that accept credit cards will largely find relief as many companies are developing plans to expand into the northern nation. Merchant Account 2012-12-04T19:08:06+00:00 http://www.pivotalpayments.com/ca/industry-news/holiday-bonuses-translate-to-positive-retail-spending-800919936/ http://www.pivotalpayments.com/ca/industry-news/holiday-bonuses-translate-to-positive-retail-spending-800919936/ Many Canadians believe they will be getting a monetary boost before Christmas, in the spirit of the holidays. Point-of-Sale Terminals 2012-12-04T19:05:08+00:00 http://www.pivotalpayments.com/ca/industry-news/credit-payments-contribute-greatly-to-targets-success-800918074/ http://www.pivotalpayments.com/ca/industry-news/credit-payments-contribute-greatly-to-targets-success-800918074/ Many Canadians are excited about the expansion of popular discount brand Target into the northern nation. Merchant Account 2012-11-30T21:06:48+00:00 http://www.pivotalpayments.com/ca/industry-news/canadians-set-to-see-new-credit-card-features-in-the-near-future-800918072/ http://www.pivotalpayments.com/ca/industry-news/canadians-set-to-see-new-credit-card-features-in-the-near-future-800918072/ Many businesses have realized that a number of shoppers have come to the conclusion that swiping a card is often easier than ensuring they have the correct amount of cash. Credit Card Processing 2012-11-30T21:03:48+00:00 http://www.pivotalpayments.com/ca/industry-news/canadians-want-more-autonomy-when-shopping-800916509/ http://www.pivotalpayments.com/ca/industry-news/canadians-want-more-autonomy-when-shopping-800916509/ According to a survey by NCR Corporation, 40 percent of Canadian shoppers would use self-service kiosks. Point-of-Sale Terminals 2012-11-29T20:03:31+00:00 http://www.pivotalpayments.com/ca/industry-news/american-cities-readily-adopting-mobile-shopping-gateways-800915213/ http://www.pivotalpayments.com/ca/industry-news/american-cities-readily-adopting-mobile-shopping-gateways-800915213/ A recent report from the Interactive Advertising Bureau revealed that numerous American cities led the way when it comes to brands allowing patrons to buy via smartphones. Point-of-Sale Terminals 2012-11-28T20:45:10+00:00 http://www.pivotalpayments.com/ca/industry-news/canadians-recognized-as-leaders-in-mastercard-tap-tools-800915212/ http://www.pivotalpayments.com/ca/industry-news/canadians-recognized-as-leaders-in-mastercard-tap-tools-800915212/ Individuals have a bevy of options at their fingertips when deciding on the right credit cards. Credit Card Processing 2012-11-28T20:43:14+00:00 http://www.pivotalpayments.com/ca/industry-news/mobile-payments-taking-flight-worldwide-800912819/ http://www.pivotalpayments.com/ca/industry-news/mobile-payments-taking-flight-worldwide-800912819/ The volume of purchases made using smartphones soared by around 70 percent worldwide. Point-of-Sale Terminals 2012-11-26T22:24:11+00:00 http://www.pivotalpayments.com/ca/industry-news/canadian-gift-ideas-popular-this-year-800911540/ http://www.pivotalpayments.com/ca/industry-news/canadian-gift-ideas-popular-this-year-800911540/ This year, many retailers believe numerous shoppers are going to be using their point-of-sale terminals to buy traditionally Canadian items. Merchant Account 2012-11-23T12:00:04+00:00 http://www.pivotalpayments.com/ca/industry-news/catering-to-a-younger-crowd-800911539/ http://www.pivotalpayments.com/ca/industry-news/catering-to-a-younger-crowd-800911539/ Because of the convenience new technology can bring, like online payment services, people of all ages are taking advantage. Credit Card Processing 2012-11-21T22:56:36+00:00 http://www.pivotalpayments.com/ca/industry-news/retailers-opening-early-for-black-friday-deals-800910530/ http://www.pivotalpayments.com/ca/industry-news/retailers-opening-early-for-black-friday-deals-800910530/ This year, Canadian retailers will prove that they are no slouches when it comes to providing the best deals early in the morning. Credit Card Processing 2012-11-20T20:51:30+00:00 http://www.pivotalpayments.com/ca/industry-news/credit-cards-set-to-be-popular-for-holiday-spending-800908326/ http://www.pivotalpayments.com/ca/industry-news/credit-cards-set-to-be-popular-for-holiday-spending-800908326/ When Canadians are Christmas shopping this year, they have a lot of different options when it payment options. Point-of-Sale Terminals 2012-11-16T17:09:38+00:00 http://www.pivotalpayments.com/ca/industry-news/walmart-kicking-off-black-friday-sales-early-800907491/ http://www.pivotalpayments.com/ca/industry-news/walmart-kicking-off-black-friday-sales-early-800907491/ While the rush to shops usually occurs the Friday after American Thanksgiving, this year, many companies are starting early. Merchant Account 2012-11-15T18:26:51+00:00 http://www.pivotalpayments.com/ca/industry-news/seasonal-shopping-gets-competitive-among-canadian-american-retailers-800906621/ http://www.pivotalpayments.com/ca/industry-news/seasonal-shopping-gets-competitive-among-canadian-american-retailers-800906621/ Though Canadian shoppers used to cross the border in droves to take advantage of sales, many will be staying closer to home this year. Point-of-Sale Terminals 2012-11-14T21:21:32+00:00 http://www.pivotalpayments.com/ca/industry-news/large-jump-in-christmas-spending-expected-800906620/ http://www.pivotalpayments.com/ca/industry-news/large-jump-in-christmas-spending-expected-800906620/ Financial experts are predicting that Canadian shoppers are going to be increasing their spending in comparison to years past. Credit Card Processing 2012-11-14T21:18:19+00:00 http://www.pivotalpayments.com/ca/industry-news/christmas-shopping-in-canada-to-provide-retail-sales-boost-800901082/ http://www.pivotalpayments.com/ca/industry-news/christmas-shopping-in-canada-to-provide-retail-sales-boost-800901082/ Retailers are starting to prepare for the busiest shopping season of the year, which could be even more lucrative than in the past if predictions from global leader Ernst & Young are correct. Credit Card Processing 2012-11-06T18:42:54+00:00 http://www.pivotalpayments.com/ca/industry-news/retail-cfos-plan-to-battle-showrooming-with-customer-service-800900160/ http://www.pivotalpayments.com/ca/industry-news/retail-cfos-plan-to-battle-showrooming-with-customer-service-800900160/ A recent survey about mobile adoption trends by the Pew Internet & American Life Project revealed that consumers are still investing in these innovative devices that allow them to stay connected on the go. Merchant Account 2012-11-05T18:22:48+00:00 http://www.pivotalpayments.com/ca/industry-news/payment-processing-companies-see-volumes-profits-rise-800898323/ http://www.pivotalpayments.com/ca/industry-news/payment-processing-companies-see-volumes-profits-rise-800898323/ As consumers continue to pay with their credit cards instead of other options, the companies that complete those transactions have seen larger volumes and rising profits. Credit Card Processing 2012-11-01T17:08:55+00:00 http://www.pivotalpayments.com/ca/industry-news/customers-can-use-credit-cards-that-tailor-rewards-to-their-spending-habits-800897311/ http://www.pivotalpayments.com/ca/industry-news/customers-can-use-credit-cards-that-tailor-rewards-to-their-spending-habits-800897311/ It's been predicted that we are moving toward becoming a cashless society. Credit Card Processing 2012-10-31T17:14:55+00:00 http://www.pivotalpayments.com/ca/industry-news/companies-can-benefit-from-credit-card-processing-capabilities-800897303/ http://www.pivotalpayments.com/ca/industry-news/companies-can-benefit-from-credit-card-processing-capabilities-800897303/ Most big businesses already accept credit cards in addition to cash as a way of offering customers the greatest payment convenience. Credit Card Processing 2012-10-31T17:11:34+00:00 http://www.pivotalpayments.com/ca/industry-news/sporting-goods-sales-still-strong-800897215/ http://www.pivotalpayments.com/ca/industry-news/sporting-goods-sales-still-strong-800897215/ Retailers that carry sporting goods may be seeing strong sales volumes at their point-of-sale terminals given a steady uptick in the number of purchases customers are making. Merchant Account 2012-10-31T16:40:46+00:00 http://www.pivotalpayments.com/ca/industry-news/brands-adjust-offerings-to-capture-specific-market-share-800897120/ http://www.pivotalpayments.com/ca/industry-news/brands-adjust-offerings-to-capture-specific-market-share-800897120/ As the economy continues to recover from the recession, brands are looking for new ways to remain competitive. Merchant Account 2012-10-31T16:14:53+00:00 http://www.pivotalpayments.com/ca/industry-news/hurricane-sandy-spurs-emergency-supply-shopping-800897026/ http://www.pivotalpayments.com/ca/industry-news/hurricane-sandy-spurs-emergency-supply-shopping-800897026/ Hurricane Sandy, a massive storm that hit the Atlantic Coast through the week, sent consumers straight for retailers' point-of-sale terminals. Merchant Account 2012-10-31T15:54:08+00:00 http://www.pivotalpayments.com/ca/industry-news/indiana-health-department-starts-to-accept-credit-card-payments-800896208/ http://www.pivotalpayments.com/ca/industry-news/indiana-health-department-starts-to-accept-credit-card-payments-800896208/ To accommodate the growing number of consumers who no longer stop at ATMs to take out cash, and instead, expect to be able pay with credit cards, the Fort Wayne, Indiana, Health Department is expanding its merchant services. Credit Card Processing 2012-10-30T08:07:38+00:00 http://www.pivotalpayments.com/ca/industry-news/consumers-choosing-traditional-payment-methods-this-holiday-season-800893874/ http://www.pivotalpayments.com/ca/industry-news/consumers-choosing-traditional-payment-methods-this-holiday-season-800893874/ Sales predictions are looking sunnier for retailers this holiday season, according to surveys by both the National Retail Federation and Deloitte. Credit Card Processing 2012-10-26T17:29:07+00:00 http://www.pivotalpayments.com/ca/industry-news/google-predicts-mobile-wallet-adoption-is-slow-but-steady-800893859/ http://www.pivotalpayments.com/ca/industry-news/google-predicts-mobile-wallet-adoption-is-slow-but-steady-800893859/ Mobile payments made with smartphones and other handheld devices, such as tablets, are slowly becoming more popular with consumers. Credit Card Processing 2012-10-26T17:15:06+00:00