E-Commerce and MO/TO

Pivotal Payments is a leading expert in providing Ecommerce and MO/TO merchants with Internet merchant account solutions. Our experience includes having enabled thousands of merchants to process millions of transactions. We understand the unique needs of online merchants processing transactions in a card-not-present environment and can advise you on all the aspects required for you to run a successful online business including: credit card acceptance to gateway and shopping cart integration, to CISP compliance, chargeback management and reduction, to implementing payer authentication. Our expert support team makes the integration of your merchant account seamless.

Payment Solutions

Pivotal Internet merchant accounts are integrated to the major processing platforms, delivering fast, secure and reliable credit card processing. With one phone call and one application, we can set up your Visa/MasterCard, American Express and Discover merchant accounts. Our application process is fast and easy and you can start accepting cards almost immediately.

Gateway Solutions

Today, E-Commerce and MO/TO merchants have many options when it comes to integrating a payment gateway to their merchant account. At Pivotal Payments, we offer ease-of-setup and flexibility, so whether you're just setting up shop online, or switching payment processing providers, you don't miss a beat.

CISP & SDPP Compliance

Both Visa and MasterCard run security programs for all ECommerce, MO/TO and POS merchants that store cardholder data. Visa's program is known as the Cardholder Information Storage Program (CISP) and MasterCard's is known as the Site Data Protection Program (SDPP). Depending on the merchant level that your business falls into, the requirements are different for compliance. Our expert staff will provide you with all the necessary information to ensure your eCommerce business is in compliance.

Tokenization

Tokenization is a form of e-commerce security that replaces credit card information or other sensitive data with a "token". The token is replaced by actual card data only once it reaches our secure payment servers, so our merchants never have to handle credit card data directly. This reduces potential security breaches at the merchant level and may also reduce PCI compliance assessment fees. Tokenization is ideal for mail order/telephone order or Internet merchants who need to rebill on a recurring basis, but don't want the responsibility or risk of storing credit card information locally.

Learn more at Pivotal E-Payments