Tokenization - The Latest in Online Security

Enhance your security and lower costs using Pivotal Payments' tokenization technology. Tokenization is an ideal and cost-effective alternative to encryption for protecting cardholder data and reducing security overhead.

What is tokenization?

Tokenization is a method of replacing credit card information with a token, which is a random value that retains the card's essential information without compromising security. Each token is linked to a single customer profile and can be used to complete a purchase transaction. There is no longer a need for merchants to store credit card data locally.

How does Tokenization benefit your business?

Merchants can safely process transactions while reducing the risk of having sensitive data fall into the wrong hands. The extra security allows your business to save time and money.

How does Tokenization differ from standard encryption?

What makes tokenization more secure than standard encryption is that the actual cardholder data is stored by Pivotal Payments in a remote database rather than with the merchant. Pivotal Payments therefore maintains responsibility for protecting cardholder data, thus reducing the merchant's liability.

Reduces liability and cost for security breaches

Having the extra security of tokenization protects you from additional security costs.

Integrates Easily

There is no need to change your existing setup. Pivotal Payments' tokenization feature integrates with your current system.

Reduces the scope of PCI compliance audits

Enterprises who do not store payment data are eligible for simpler, less expensive PCI self-assessments.

Eliminates the downfalls of standard security encryption

Tokenization completely eliminates complex key management and can reduce data storage requirements.

Reliable recurring billing

Manage repeat purchases without the risks of manipulating sensitive data.

Multi-purpose

Use tokenization for many types of sensitive data such as bank accounts, credit card information and other client information.

Hands-off approach

There are no resources required in managing security issues. Pivotal manages high-risk data and takes responsibility in the event of a breach.

Fully redundant system

There is no downtime. Our backup servers keep your business up and running 24/7.