Payment Processing
- Credit/debit Payment Options
- Gift & Loyalty Cards
- Electronic Checks
- Connectivity Options
- Corporate Cards
- Pre-paid Cards
- Fleet Cards
Point-of-Sale Terminals & Equipment
Real-Time Online Reporting
Cash Advance Services
Pivotal ONE Reward Program
Connectivity Options
Dial-up
Pivotal Payments offers fast and affordable connectivity over analog lines. Installation is simple, and coverage includes 100% of the United States and its territories. Small merchants will benefit from dial-up's affordable cost and ease-of- use.
Wireless
Process payment transactions from virtually anywhere. Faster than dial-up, wireless also eliminates the need for a business phone and its supporting resources. We offer a wide choice of wireless terminals for merchants that require mobility or operate kiosks.
IP
Upgrade your terminal connection to a secure, direct, high speed Internet connection and process your POS payments faster than with dial-up.
Virtual Terminal
Process your payments online using a Web-based virtual terminal. Fore more information on our virtual terminal solution, click here.
Frame Relay
High-speed, efficient communication method that processes transactions in 3-5 seconds and eliminates the dial process so that users are continuously online. Coverage is available in the Continental U.S., Alaska and Hawaii. Supports multiple connections and offers dial backup support. Merchants with multiple locations and heavy transaction volumes will benefit from the speed and convenience of frame relay.
Very Small Aperture Terminal (VSAT)
The VSAT network provides rapid (4-6 seconds) satellite transmission of data, voice and video to and from corporate and field offices. Coverage is available in the Continental U.S., Alaska, Hawaii and Puerto Rico. Supports multiple protocols and offers dial backup capabilities. Merchants with multiple locations will benefit from the speed of VSAT.
Contactless Payments
Contactless credit cards integrate a radio frequency chip and antenna in the card plastic. Cardholders simply hold their credit card up to a secure reader, instead of swiping it. This eliminates the need for consumers to count cash, and since most purchases under $25 do not require a signature, contactless payment ensures fast and convenient transactions at places like fast-food restaurants, gas stations, movie theaters and convenience stores.
Most contactless credit cards also contain the traditional magnetic stripe, so cardholders can use the cards anywhere credit cards are accepted. They provide consumers with the same zero-liability protection as conventional payment cards and some offer cardholders the ability to earn points towards cash, travel and merchandise.
Benefits of contactless payment solutions:
- Increased convenience and speed during checkout
- No signature required for most purchases under $25
- Cardholders have the same protection as found with traditional cards
- Transactions are processed through the same, reliable payment network as magnetic stripe transactions
- Risk of fraud is reduced, because the cardholder remains in control of their card during contactless transactions
- Particularly useful for smaller, quick purchases, like convenience stores or quick-service restaurants or movie theaters.
AMEX Split-Dial
To minimize the cost of accepting AMEX we can provide you with terminal solutions that can split dial so that American Express transactions will dial AMEX direct. When this happens, the transaction fee normally charged (.25 cents for each transaction) is eliminated. Our recommended terminal is the Omni 3750, which has a built-in, silent thermal printer, providing two copies of the receipt.
AMEX Reverse PIP
We can also offer reverse PIP which further reduces fees through split settlement. The T77 is a compact, high-performance terminal for the hospitality and lodging industry. It supports credit and debit cards, purchasing cards (Level II), Address Verification Service (AVS), split-dial for American Express®, and reverse PIP ("split-settle"), so you can process virtually any customer transaction. It also supports check verification and guarantee services, reprint of receipts, password protection for offline, refund, void, and adjustment transactions.
Note: Not all connectivity options are available to all merchants.
